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Gap Insurance

Protecting the value of your vehicle


"If your vehicle was written-off, how much would it cost you?"

...It could be thousands of pounds if your motor insurer will only payout the current market value.

What happens if the insurance settlement value is not enough to replace your vehicle or even pay off your outstanding finance?

How can ValueGuard help you?

ValueGuard can help fill the shortfall between your vehicle insurance settlement and any outstanding finance, the amount you originally paid for your vehicle or the cost of a replacement vehicle.

This could mean not having to find more money to pay off any outstanding finance or fund a deposit for your next vehicle.

ValueGuard - 3 different levels of cover


1. Equivalent Vehicle Price:

The difference between your insurance settlement and the current replacement price of your vehicle, even if the price hasincreased, or an equivalent vehicle .*

2. Purchase Price Refund:

The difference between the insurance settlement and the amount you paid for your vehicle.*

3. Finance Repayment:

The difference between your insurance settlement and the amount you need to pay off your outstanding finance.*

* Terms and conditions and limitations on the extent of the cover apply.

Browns of Loughton Status


"Browns of Loughton is an Authorized Representative of ITC Compliance, which is Authorized and Regulated by the Financial Services Authority"
Telephone: 0208 508 6262
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